Authenticator Apps

Passwords alone are no longer enough. Most people reuse them, and they’re easy to steal through phishing or data breaches. Authenticator apps add a second barrier, so even if your password is compromised, your account stays locked down.

How do I get Started?

  • Logon to Online Banking
  • Go to Authentication Settings
  • Select Authenticator App
  • Click on the Continue button and follow the intructions shown on the page.

Key Features

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Stronger Security Than SMS or EMail

SMS-based authentication can be intercepted through SIM swapping, phishing, or unencrypted channels. Authenticator apps generate codes locally on your device, making them immune to these attacks.

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Time-Based One-Time Codes

Codes refresh every 30 seconds and expire quickly, reducing the window for exploitation. Even if someone sees your code, it’ll be useless in moments.

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Offline Functionality

No internet or cellular connection needed. Once set up, the app generates codes entirely offline.

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Biometric or PIN Protection

Many mobile devices allow you to lock access to your authenticator apps, with a fingerprint, face scan, or passcode, adding another layer of defense.

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Easy Setup

To setup, you'll scan the QR code when activating this option in Online Banking